1. Not Financial Advice
Wealth Wise operates the website at webutilitykit.app. All content on this Site — including articles, guides, calculator results, comparisons, and any other materials — is provided strictly for general informational and educational purposes.
Nothing on this Site constitutes, or should be construed as:
- Financial advice or financial planning guidance
- Investment advice or recommendations to buy or sell any financial product
- Legal advice or legal opinion
- Tax advice or tax planning recommendations
- Insurance advice or recommendations
- Accounting or professional financial services of any kind
We are not licensed financial advisors, brokers, attorneys, tax professionals, or accountants. No content on this Site creates a professional relationship between you and Wealth Wise.
2. Calculator and Tool Results
The financial calculators and tools on this Site are provided for illustrative and estimation purposes only. Results:
- Are based on the inputs you provide and simplified mathematical models
- Do not account for all variables that affect real-world financial outcomes
- Should not be used as the sole basis for any financial decision
- May differ from results provided by lenders, banks, or financial institutions
- Do not represent guaranteed loan amounts, rates, payments, or returns
Always verify results with your lender, financial institution, or a qualified financial professional before making any commitment.
3. Accuracy of Information
We make every effort to ensure the information on this Site is accurate and current. However:
- Financial laws, tax rates, interest rates, and regulations change frequently
- Information accurate at the time of publishing may become outdated
- We do not warrant the completeness, accuracy, or timeliness of any content
Always independently verify information before relying on it for financial decisions.
4. Third-Party Information and Links
This Site may reference or link to third-party sources such as government websites, financial institutions, and news outlets. We do not endorse or take responsibility for the accuracy of any third-party content. Links are provided for convenience only.
5. Affiliate Disclosure
This Site may contain affiliate links — links where we may earn a commission if you click through and make a purchase or sign up. This comes at no additional cost to you.
- We only recommend products and services we believe may be useful to our readers
- Affiliate relationships do not influence our editorial content or calculator results
- All affiliate relationships are disclosed in accordance with FTC guidelines
6. Advertising Disclosure
This Site displays advertisements through Google AdSense. Advertisements are clearly distinguished from editorial content. Advertisers have no influence over the informational content of this Site.
7. Investment Risk Warning
Any references to investment returns, growth projections, or compound interest on this Site are hypothetical illustrations only. They do not represent actual investment returns and are not guaranteed.
8. Personal Responsibility
Your financial situation is unique. Before acting on any information on this Site, consider whether it is appropriate for your individual circumstances. We strongly encourage you to seek advice from a qualified financial professional who can assess your specific situation.
9. Limitation of Liability
To the fullest extent permitted by law, Wealth Wise and its owners, authors, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Site, any errors or omissions in content, or any financial decisions made based on content found on this Site.
10. Changes to This Disclaimer
We reserve the right to update this Disclaimer at any time. Changes are reflected by the updated "Last updated" date above. Continued use of the Site constitutes acceptance of the current Disclaimer.
11. Contact
Questions? Contact us via our Contact page.